Is Breast Reduction Covered By Insurance

Understanding how best to cover costs is important when considering cosmetic surgery. 

Most patients who decide to undergo a breast reduction will first plan out their funding so as to feel as secure as possible right from the start of the process.

Breast Reduction Cost in the UK

When considering the pros and cons of breast reduction, the cost will be important to consider.

The cost of a breast reduction in the UK can vary depending on both the surgical needs of the patient and on the clinic or institution that performs it. 

The price of breast reduction surgery at the CREO Clinic in London starts from £8,900. Each surgery is designed to meet your specific needs, so an exact figure can only be reached after a consultation.

Medical vs. Cosmetic Breast Reduction

Breast reduction surgery can have a hugely positive impact on a patient’s quality of life, working to resolve troublesome back pain, poor posture, and skin irritations such as chafing and intertrigo.

The cosmetic surgery also has the capacity to bring transformative cosmetic changes by reshaping your breasts, adding greater symmetry and shapeliness.

Types of Insurance

In the UK, there are different health insurance providers available, each with their own criteria for covering the costs of cosmetic surgery. 

Before deciding to undergo a breast reduction, it is vital to be as informed as possible as to how these different methods relate to you and your situation.

Can You Get Breast Reduction on the NHS?

The British National Health Service will sometimes consider funding breast reduction for medical reasons but will never cover the costs of a reduction for cosmetic ones.

Does BUPA Cover Breast Reduction?

It is common for BUPA to make their decisions in very similar ways to the NHS, meaning that a purely cosmetic surgery is unlikely to be covered. 

However, depending on your circumstances, it may be possible to pay for your breast reduction using BUPA insurance. If you’re unsure, consult with BUPA before speaking with a cosmetic surgery clinic.

Does Vitality Cover Breast Reduction?

Vitality health insurance usually does not cover surgery for solely cosmetic reasons. 

However, the ‘Lifestyle Surgery’ benefit they provide does, in fact, cover breast reduction surgery. Under this benefit, the cosmetic procedure will be considered, provided your situation meets certain eligibility criteria.

How to Finance a Breast Reduction

The benefits of a breast reduction can be invaluable to those suffering from the consequences of overly large breasts, but the cost can sometimes be challenging.

Should you be considering reduction surgery, but your circumstances are unlikely to fall under the coverage of your insurance provider, you may need to consider alternative sources of funds.

Spread the Cost with Chrysalis

In order to avoid a prolonged wait for breast reduction surgery, many people choose to look to a financial provider to help with costs. The CREO Clinic partners with Chrysalis Finance to offer 0% interest finance over 12 months (true as of Aug ‘22 – Subject to change).

Spreading the payments in this way can be an excellent option for dividing the overall payment into more manageable monthly ones. As with any financial commitment, it is important to understand the conditions of these payments and whether they will be appropriate for your financial situation.

Is a Breast Reduction Worth It?

If you are starting to see the signs that you may need a breast reduction, the cosmetic surgery may be a tremendous help in alleviating troublesome back pain and the chronic discomfort of overly large breasts.

The cosmetic procedure can bring dramatic improvements to a patient’s quality of life. Make sure to first consult with an experienced cosmetic surgeon who can detail the procedure’s potential benefits, as this will be key to feeling relaxed and assured throughout the planning process and beyond.

Schedule a Consultation with CREO Clinic Today

If you are interested in beginning the process of planning a breast reduction, book a consultation with Dr Omar Tillo, the Creo Clinic’s double board-certified cosmetic surgeon.

Dr. Tillo has extensive experience in breast reduction surgery and will work with you to tailor the operation to your individual needs. He will take great care to set you on the path to breasts that are more proportionate to your frame, instilling greater confidence and comfort in day-to-day life.